![]() ![]() It should be noted, however, that some of these nuisances do not automatically disqualify the property from an FHA mortgage. Situated within a designated Special Flood Hazard Area (SFHA).Instability of the soil on which the property stands.Topographic conditions, such as falling rocks and avalanches and earth and mudslides from adjoining properties.The property is located within the Coastal Barrier Resources System.Some location-specific nuisances that could keep a property from passing an FHA home inspection: The location must also be free from loud noises. The property must not sit in an area too close to a hazardous waste site to pass the FHA inspection. Smoke, fumes, and other offensive or noxious odors. ![]() Proximity to Overhead Electric Power Transmission Lines and Local Distribution Lines.Proximity to something that could explode, such as a high-pressure petroleum.Oil and gas wells located on the property.Presence of methamphetamine (meth) contamination.Here are some safety hazards that your FHA inspection checklist must remind you to check for: ![]() If the inspector finds damaged asbestos, he will require you to hire an asbestos expert to conduct another examination. The inspector will check all these, plus the water heater and other major appliances.Īn FHA inspection will check the property for the presence of asbestos, contaminated soil, and other potential safety hazards. The checklist should also prompt you to examine the plumbing and check for defective wiring and pipe leaks. You must watch out for damaged components and exposed wires. In addition, the electrical, water, and heating systems must comply with local building codes.Īn FHA inspection checklist must remind you to check the mechanical systems in the property, such as the central air conditioner and the furnace. These issues must be addressed before your FHA loan can proceed to the approval process.Įach room in the house must have a reliable and adequate heating source. An FHA home inspection checklist will check for leaks, severe structural damage, termites, moisture, and other signs of deterioration. To keep its occupants safe, a property must have a safe and sturdy structure. If you hope to get an FHA loan, it is best to perform your inspection, guided by an FHA inspection checklist. Any issues about the roofing, such as moisture, leaks, or cracks, appear in the appraisal report. If the inspector finds that the roof will not last the required minimum of two years, the appraiser will recommend repairs or construction of a new roof. The roof must be durable enough last up to two years. Some of the hazards the inspector will look out for, and therefore must be in the FHA inspection checklist are: For a complete guide, you may refer to the guide of the HUD Department. These three things summarize the issues assessed in an FHA inspection.
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